One To One DC/AVC Advisory Consultations

The scale of the current financial challenges for both government and business means that employees will receive a lower level of financial support in their retirement from both the State and their employer. This creates an onus on individuals to make greater personal pension provision.


Employers and trustees can support employees to plan for this through the effective promotion of their DC/AVC facility which continues to retain many tax advantages.

The focus of the DC/AVC consultations is on increasing employee understanding of the generous benefits provided by their employers. It includes setting retirement goals, identifying shortfalls between current benefits and those required to meet retirement goals, how best to address shortfalls, tax reliefs available as well as the best funds to invest in given the employee’s attitude to risk and funds available within the scheme.

We have for many years delivered an AVC advisory service for a major medical devices company helping it to increase AVC membership from 100 to 750. The company was recognized for this ambitious AVC initiative with the 2011 Great Places to Work Retirement Planning Award. Currently we offer this service to in excess of 3000 employees nationwide.

The outcome for employers and trustees from our DC / AVC advisory service is;
  • Increases awareness of the significant benefits of your occupational
    pension scheme
  • Employees are better informed about their retirement planning needs
  • Increases take-up of AVCs for members of Defined Benefit
    schemes (DB)
  • Increases membership of voluntary DC schemes as well

One to One DC/AVC Advisory Consultations